So by now y'all have probably all heard about how the Agency 5 Hachette (Grand Central, Orbit, Forever), Penguin (Berkley, Ace, Roc, Jove, Signet, NAL, Putnam), Macmillan (St. Martin, Tor), Harper (Avon, Avon A), and Simon& Schuster (Pocket) will no longer allow retailers to continue their buyer loyalty programs. As a consumer, I had to